Are you receiving a LUMP SUM?

Answering these questions may help you evaluate your short-term and long-term goals:

• Will you have enough money to meet your retirement needs and other long-term goals?
• Do you need more current income?
• How much risk can you tolerate when investing?
• Do you need to bolster your retirement savings?
• Are there ways to minimize any upcoming income and estate taxes?
• How diversified are your investments?

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